Our first and most important function is helping you identify, assess and prioritize your needs. Every client's needs are different. A defined benefit plan may require a specific growth rate to meet a long-term actuarial target; a defined contribution plan may want to revamp the investment offering to provide more diversification opportunities to participants. At the same time, every client's expectations are different – some are attainable, others are perhaps not as realistic given the client's own risk parameters and market realities.
We begin by evaluating the current portfolio, the underlying investment managers and the capabilities of all service providers. The due diligence process evolves until we can confidently say that we understand every element associated with the retirement plan. This upfront research ultimately reaps enormous rewards for our clients’ as we work toward formulating goals and objectives.